I hate those sites that advertise as FREE credit reports only to find out once you are there that they require a credit card number. How can something be advertised as free when it truly isn’t. They count on you forgetting to cancel the trial offer and then they can charge your card repeatedly. I hate this! But there is a solution! Credit Karma is 100% FREE and does not need a credit card at all! You simply create an account, put in your info and Voila!! You have your up to date credit score! They are a completely secure site that uses the same security as online banking!
I have used Credit Karma many times for both myself and my husband to stay alert to any changes in our scores that do effect us adversely. I have used them for over a year now and never have had any problems what so ever!
Did you know that you are entitled to a FREE copy of your credit report from all 3 of the major credit bureaus? Equifax, Transunion and Experian. Simply go to annualcreditreport.com and request yours. You have to answer some seriously weird security questions so you may want to have some of your financial papers with you. I was asked things like my income from 1998 was A B C or D or You at one time lived on this street and they give you choices. If you do not answer correctly, you will not be able to print your copy and will have to request by mail. Stay aware of your credit!